Our range of facilities includes:

Hire Purchase

This is still one of the most popular methods of finance Once all payments have been made, including the option to purchase fee, the borrower becomes the owner of the goods.

Lease Purchase

Effectively an alternative name for Hire Purchase, but providing more flexibility. For taxation purposes, the customer is treated as the owner of the goods from the beginning and can claim capital allowances.

Leasing

Leasing differs from Hire/Lease Purchase in that ownership never passes to the customer. As the leasing company claims the capital allowances, the customer benefits from reduced monthly rentals.

Contract Hire

This is a form of operating lease and can include a full maintenance package. All risks associated with ownership, depreciation and maintenance are taken away, leaving a managed, trouble free fleet.

Hire Purchase rates 

Hire Purchase rates and Hire Purchase deposits vary according to the age of the vehicle. Click here to calculate monthly payments for vehicles between 1 and 4 years.